Benefits

There are numerous benefits associated with being a shareholder of OCIL.

Coverage

OCIL provides its insured’s with excess insurance covering Property, Liability, Directors & Officers, Employment Practices, and Fiduciary liability.

Energy Industry Focused

Only energy companies qualify for being a shareholder.

Consistency

Underwriting is intended to be uniform for both shareholders and non-shareholders insureds in order to ensure equity for all policyholders.

Financial Security

Substantial capital resources, reinsurance and an effectively managed investment portfolio assure members of the Company’s continuing ability to pay catastrophic losses.

Continuity

Ownership by the energy industry assures customers of the continuing long-term availibility of coverage.

Policyholder Input

Shareholders have an unusually high degree of imput into policy wording and major initiatives.

Efficiency

One of the keys to OCIL’s success is its operating efficiency, which is unchallenged by large multi-line commercial insurers.

Commitment

OCIL is a member-owned insurance company with no independent owners.