Benefits

There are numerous benefits associated with being a shareholder of OCIL.

Coverage

OCIL provides insurance covering Property, and Excess Liability

Energy Industry Focused

Only eligible energy companies qualify for being a shareholder.

Consistency

While many traditional insurance companies amend their risk apetite routinely, OCIL endeavors to provide consistant and reliable limits.

Financial Security

Capital adequacy, ceded reinsurance and an effectively managed investment portfolio assure members of the Company’s continuing ability to pay catastrophic losses.

Continuity

Ownership by the energy industry assures customers of the continuing long-term availibility of coverage.

Policyholder Input

Shareholders have an unusually high degree of input into policy wording and major initiatives.

Efficiency

One of the keys to OCIL’s success is its operating efficiency, which is unchallenged by large multi-line commercial insurers.

Commitment

OCIL is a member-owned insurance company with no independent owners.